The Central Bank of Libya has opened subscriptions for its fifth issuance of unrestricted Mudaraba Deposit Certificates, the bank announced on Monday.
Subscriptions for the new certificates will begin on 30 December 2025, under the same procedures used in previous issuances.
Three types of certificates are being offered: a 91-day certificate worth 100,000 Libyan dinars maturing on 31 March 2026; a 182-day certificate of the same value maturing on 30 June 2026; and a 365-day certificate, also worth 100,000 dinars, maturing on 30 December 2026.
The Central Bank said profits will be distributed with 99.75% going to the subscribing banks and 0.25% retained by the Bank as the managing investor, following a final evaluation of returns.
The expected annual profit margin is estimated between 5.5% and 7.5%, though the bank stressed this is indicative and may change depending on actual returns.
Commercial banks have been invited to participate in the subscription for Issuance No. 5–2025, according to the announced terms and maturity dates.


























































































































































































































































































































































































































































































































































































































































































































































